Advance involves loss :: essays research papers

It has been said that â€Å"Any Advance involves some loss†. This is in fact true because life is a learning process, where if nothing is lost nothing is learned. Mistakes are made and people learn from them. In life things are lost but something will always come from it. There have been many events in history and in literature that prove this saying right. In order for they’re to be an advance, or for something to be gained there are costs of sacrifices to be made but in the end the result is usually beneficial.   Ã‚  Ã‚  Ã‚  Ã‚  In between 1861 and 1865 there was a Civil War in the United Sates of America between the North and South in which the South wanted to secede from the Union. The civil war ended with a human cost of over half a million lives and untold amounts of property. It was a brutal conflict. Reuniting the nation proved to be a long and difficult task. The North’s victory meant that Lincolns goal of keeping the nation whole was achieved. He looked to restore peace and harmony. â€Å"The Emancipation Proclamation† of 1803 had announced the North would abolish slavery in the rebelling states. Lincoln planned to have the rebel states pass laws abolishing slavery, but since the states took no action congress moved. In December 1865, the states ratified the thirteenth amendment abolishing slavery.   Ã‚  Ã‚  Ã‚  Ã‚  In the play â€Å"A Raisin in the Sun†, Lorraine Hansberry, the younger family was not a very wealthy one. Their financial troubles caused for tension and discontent. An event in this play changed the lives of the Younger’s forever, when a check of $10, 000 arrived. This money comes form the hard work of Mr. Younger, husband of Mama, in this play who worked long hard hours to provide his family with this check after his death. It took the Death of Mr. Younger, and his strenuous work he did all of his life to receive this check. With this check the family could now move into a comfortable living space, and help them live life easier.   Ã‚  Ã‚  Ã‚  Ã‚  Overall, in order to gain something one must lose something. Advance involves loss :: essays research papers It has been said that â€Å"Any Advance involves some loss†. This is in fact true because life is a learning process, where if nothing is lost nothing is learned. Mistakes are made and people learn from them. In life things are lost but something will always come from it. There have been many events in history and in literature that prove this saying right. In order for they’re to be an advance, or for something to be gained there are costs of sacrifices to be made but in the end the result is usually beneficial.   Ã‚  Ã‚  Ã‚  Ã‚  In between 1861 and 1865 there was a Civil War in the United Sates of America between the North and South in which the South wanted to secede from the Union. The civil war ended with a human cost of over half a million lives and untold amounts of property. It was a brutal conflict. Reuniting the nation proved to be a long and difficult task. The North’s victory meant that Lincolns goal of keeping the nation whole was achieved. He looked to restore peace and harmony. â€Å"The Emancipation Proclamation† of 1803 had announced the North would abolish slavery in the rebelling states. Lincoln planned to have the rebel states pass laws abolishing slavery, but since the states took no action congress moved. In December 1865, the states ratified the thirteenth amendment abolishing slavery.   Ã‚  Ã‚  Ã‚  Ã‚  In the play â€Å"A Raisin in the Sun†, Lorraine Hansberry, the younger family was not a very wealthy one. Their financial troubles caused for tension and discontent. An event in this play changed the lives of the Younger’s forever, when a check of $10, 000 arrived. This money comes form the hard work of Mr. Younger, husband of Mama, in this play who worked long hard hours to provide his family with this check after his death. It took the Death of Mr. Younger, and his strenuous work he did all of his life to receive this check. With this check the family could now move into a comfortable living space, and help them live life easier.   Ã‚  Ã‚  Ã‚  Ã‚  Overall, in order to gain something one must lose something.

M2 – Discuss Two Major Theories of Ageing in Relation to the Development of Your Chosen Individual.

[pic] BTEC Extended National Diploma in Health & Social Care (Social Care) Unit 4 – Development through the Life Stages Assignment Title: Lecturer: Rebecca Drozd Room – Email – You will also need to: †¢ Word processed your work †¢ Include your name, pin & page numbers in a footer †¢ Use Harvard Referencing System in your work including a reference list †¢ Provide evidence of wider research by using various sources, e. g. websites, journals, text books. †¢ 1. 5 line space †¢ Use 12pt font size (Arial or Comic Sans) †¢ Please bring this Assignment Brief with you to every lesson.Launch date: First Submission date: Second submission date: | | |You are an investigative reporter on a celebrity magazine. You have been asked to discover all that you can about the development | |of a famous person of your choice. | Task One Produce a fact file which clearly describes the physical, intellectual, emotional and social development for each of the life stages of an individual to include relevant pictures, graphs and charts (P1) Grading Tip | |Your fact file needs to include information on the following: | | | |Life stages: conception; pregnancy; birth and infancy – 0-3 years; childhood – 4-9 years; adolescence – 10-18 years; adulthood – 19 | |-65 years; older adulthood; 65+; the final stages of life | | | |Definitions: growth; development; developmental norms; developmental milestones; life course; maturation; life expectancy | | | |Development; holistic development; physical, intellectual, language, emotional and social at each life stage; potential causes and | |effects of delayed and arrested development | Expand your fact file to include a discussion on the nature-nurture debate in relation to the development of your individual (M1) Add a written evaluation on how nature and nurture may affect the physical, intellectual, emotional and social development of two stages of the developm ent of your chosen individual (D1) Grading Tip | |Use the following key words: | |Nature-nurture debate: key principles; biological programming; the effects of experiences versus heredity; maturation theory | Task Two | | |Your editor at the magazine has now asked you to research the life factors and life events that have influenced the development of this | |celebrity. | Develop your fact file further, and explain the potential effects of five different life factors on the development of the individual (P2) Grading Tip | | | |Use the following key words: | | | |Life factors: genetic, eg predisposition to particular conditions, cystic fibrosis, coeliac disease, asthma, brittle bone disease, | |rheumatic disease; biological, eg foetal alcohol syndrome, maternal infections, effects of diet in pregnancy; environmental, eg exposure to| |pollution, damp/ overcrowded housing, access to recreational facilities, access to health and social care services, bullying, family | |dysfunction, effects of culture, religion and beliefs, effects of discrimination; socioeconomic, eg income, expenditure, education, values | |and attitudes, peer groups, employment status; lifestyle, eg nutrition and dietary choices, alcohol intake, use and misuse of substances |Add a written statement that clearly explains the influences of two predictable and two unpredictable major life events on the development of your chosen individual (P3) |Grading Tip: Your fact file needs to include relevant pictures, graphs and charts. | |Use the following key words: | | | |Major life events: differences in effect of predictable and unpredictable events; eg the birth of a sibling, leaving home, leaving | |care, leaving prison, serious injury, illness, starting school/ nursery, beginning and changing employment, redundancy, bereavement, | |marriage, parenthood, divorce; the interrelationship between factors. | Launch date:First Submission date: Second submission date: Task Three |Vocational Setting: | | | |Your editor is very impressed with your work and has asked you to imagine that your chosen individual is now growing older. Will they| |still travel as much? Will they still like to be photographed? What kind of health and social care services will they require? Your | |fact file will need to include an explanation of the physical and psychological changes which may be part of the ageing process.This| |will require research to find the relevant information as your chosen individual may not be at this stage. | Expand your fact file to explain the two theories of ageing (P4) Discuss two major theories of ageing in relation to the development of your chosen individual. (M2) Include an evaluation on the influence of two major theories of ageing on health and social care provision. (D2) For your chosen individual, explain the effects of physical and psychological changes which may be associated with ageing (P5) and discuss the effects on self-esteem and self-confidence of the phy sical changes associated with ageing how those changes could affect their self-esteem and confidence. (M3) Grading Tip: | | | |Use the following key words: | | | |Physical changes: hormones; menopause; cardiovascular system, eg atherosclerosis, coronary heart disease; respiratory system, eg emphysema, | |chronic obstructive pulmonary disease; nervous system eg motor-neurone disease, degeneration of the sense organs, degeneration of the nervous| |tissue, cognitive changes,; muscular skeletal, eg rheumatoid arthritis, osteoarthritis, effects of degenerative disease, muscle wasting due | |to poor absorption of nutrients; skin, eg loss of elasticity, effects of exposure to ultra violet rays, effects of smoking; the effects of | |illnesses that are more common in ageing | | | |Psychological changes: effects on confidence; effects on self-esteem; effects on ageism; effects of, eg role changes, loss of partner, | |retirement, increased leisure time, financial concerns, culture, religion, beliefs; theories of ageing, eg social disengagement, activity | |theory; application to current health and social care provision |

Interpreting Financial Results Essay

Financial ratios analysis shows the connections concerning the facets of the company’s dealings and delivers to the public the companies’ situation and performance. Financial ratios could offer signs and indications of the financial situation and warnings of possible problem areas. I was assigned the Waste Management Inc. company they the â€Å"leading provider of comprehensive waste management services in North America. The subsidiaries provide collection, transfer, recycling, and disposal services. They are also a leading developer, operator and owner of waste-to-energy and landfill gas-to-energy facilities in the United States† (SEC.gov, 2013) This paper contains Waste Management Inc. financial reports from the years 2010 through 2013. I used the company’s last four years of balance sheet to calculate and compare numerous financial ratios against the company’s industry benchmarks. Waste Management, Inc.’s statement is separated by three categories; solvency, efficiency and profitability. Due to its complications in the fact that it’s a service industry and not sales industry, some of the figures are different from a sales company. Solvency ratios Current Ratio The current ratio of Waste Management Inc. shows 0.77, 0.80 and 0.83 for years 2011 through 2013.The formula I used is â€Å"cash & bank balance+ acct. receivable year) / total current liabilities of year† (Mergentkbr, 2014). It is trending upward but shows that it’s slight below the industry standard which shows 1.0, 1.0, and 1.0 from 2011, 2012 and 2013. According to our text book, the higher the current ratio the healthier the company becomes. By not meeting the industry standards, this can make investors leave and look for different companies to invest on. Quick ratio The quick ratio shows that in 2011, 2012, and 2013 resulted in .72, .74 and  .77. the formula I used is â€Å"total current assets of year / total current liabilities of year† ( Mergentkbr, 2014) Once again, the trend is on the upswing and the industry median standard is 1.30, 1.40 and 1.30 in 2011 to 2013 which shows that due to its low inventory, the numbers did change as much and that a good thing due to the fact that inventory delays progress. Efficiency Ratios Collection Period (days) According to the data, the collection period during 2011to 2013 are 33.75, 37.43 and 39.40 I used the formula â€Å"account receivable of year *365/ sales of year† (Mergentkbr, 2014), this shows that it’s trending upward but still outperformed the industry standard which shows 36.30, 39.30, and 41.60 from 2011 to 213. Reason for this collection period growing could be as simple as customer size multiplying every year due to population growth. Sales/Inventory (times) According to the data, 2011-2013 sales/inventory shows 42.52, 78.13, and 51.20 from 2011 to 2013. I used the formula â€Å"sales of year / inventory of year† (Mergentkbr, 2014) to calculate for sales and inventory times. As you can see in 2011-2012 there was major spike in the inventory which matches with the industry standards. Industry median standard shows 62.60, 78.40 and 52.20 from 2011 to 2013. In this case Waste Management Inc. is above the industry standard which allows them to have a faster turnaround time and gives flexibility of getting rid of their inventory faster. Profitability Return on Sales According to the data, return of sales 3.50%, 4.30% and 2.30% from 2011-2013, I used the formula â€Å"100* net profit of year / sales of year† (Mergentkbr, 2014). From 2012 to 2013 there’s 2% dip in percentage in return on sales, this coincides with Industry median standards which shows the numbers of 3.40%, 3.90% and 2.40%. The company is right on the industry standard in this case. Return on Assets According to the data, return on assets shows 5.10%, 4.20% and 3.67% from  2011 to 2013, I used the formula â€Å"100*net profit of year / total assets of year† (Mergentkbr, 2014). It is on the down swing and it’s below the industry median standard. Industry shows 5.20%, 3.80% and 3.20%. Summary A financial ratio normally by itself doesn’t mean anything unless benchmarked with other companies in the same industry. It shows how well the business measure up against the competition and also can be a tool to measure growth of the business towards eventual company goals. Ratio analysis, when implemented frequently over a period of time, can assist small companies identify and adjust to trends that affects their procedures. References: http://www.sec.gov/Archives/edgar/data/823768/000119312512065370/d260235d10k.htm http://www.mergentkbr.com.ezproxy.apollolibrary.com/index.php/reports/industry

Fluids essays

Fluids essays Opposition to movement is a multi-fold process. The surfaces of encounter between the swimmer and the fluid provide resistance to efficient motion. Energy is sucked off as fluids change from laminar to turbulent flow. Flow may also become diverted inward creating rotations called vortices that project downstream from the swimmer. Drag depends on inertia (the tendency to stay put). Inertia is proportional to mass. Fluid density or mass per unit volume is the important factor for our discussion. Drag comes in two important varieties. Form drag is determined by shape. Friction drag is determined by the nature of the surface. Friction is discussed in terms of viscosity or how readily one layer slips past another. An important concept in the study of aerodynamics concerns the idea of streamlines. A streamline is a path traced out by a massless particle as it moves with the flow. It is easiest to visualize a streamline if we move along with the body (as opposed to moving with the flow). The figure shows the computed streamlines around an airfoil. The flow proceeds from left to right. Since the streamline is traced out by a moving particle, at every point along the path the velocity is tangent to the path. Since there is no normal component of the velocity along the path, mass cannot cross a streamline. The mass contained between any two streamlines remains the same throughout the flowfield. We can use Bernoullis equation to relate the pressure and velocity along the streamline. Since no mass passes through the surface of the airfoil (or cylinder), the surface of the object is a streamline. The lower the viscosity, the thinner the stationary layer. The thickness of the stationary layer also varies with speed. The faster the movement, the thinner the stationary layer. Because of this relative thickness of stationary layer, how smooth an object must be to reduce friction depends on its speed. The faster it moves, th ...

Expanding Sentences With Adjectives and Adverbs

Expanding Sentences With Adjectives and Adverbs Descriptive words in writing add details  to a scene or action  by making the imagery in it more precise for the reader to visualize. For example, sentences with a person waiting  patiently  or  nervously  for something to happen probably lead to very different paragraphs or stories.  Maybe its significant in a mystery novel that something happens by a  stone  wall rather than a  clapboard  wall.   Descriptors can also add layers of meaning to a scene, or set up metaphors, with just one word. A character with Victorian sensibilities gives the reader a very different feeling than one with punk attitudes. Adjective and Adverb Exercises Instructions:  Add to each sentence below by filling in the blanks with any adjectives and adverbs that you think are appropriate and correct. Example:Original: The _____ cat rested _____ on the windowsill.Expanded: The old black cat rested fitfully on the windowsill. Of course, theres no single set of correct answers to this exercise. Simply rely on your imagination to expand the original sentences, and then compare your new sentences with those created by your classmates. For additional practice, go through the exercise sentences multiple times. See how many different ways you can make them read and notice how the different adjectives and adverbs change the mood of the scene or the gravity of the situation (or increase the hilarity of the image if the adjectives and adverbs are a little bit off-kilter). For example, its a very different feel in No. 14 if an imposing teacher spoke gruffly to the boys in the hallway or whether it was a kindergarten teacher speaking comfortingly to the boys in the hallway.   One _____ afternoon in July, I walked with my cousin to the petting zoo.Under the rickety old bridge lived a(n) _____ witch.Gertrude waited _____ for the Lorax to arrive.The mouse in our kitchen was _____ small.My sister heard a(n) _____ noise coming out of the closet in her bedroom.The children laughed _____ when they saw what their uncle had brought them.Dylan received a(n) _____ smartphone for his birthday.We heard _____ music playing in the _____ apartment next door.The _____ puppy fell off the bed, but _____ he wasnt hurt.A(n) _____ man walked _____ up and down the room.The twins were playing _____ in their _____ playpen.The _____ wizard watched _____ as Rico became more and more upset.The _____ playground was filled with _____ leaves.A(n) _____ teacher spoke _____ to the boys in the hallway.The bells of the _____ church rang _____ in the clear winter air.   Avoid Overuse One caveat: When youre writing, be careful not to overstuff your sentences with adjectives and adverbs, or else the sentences (and the reader) will get bogged down in the detail. Placing the perfect adjective or adverb in the best possible spot will be more memorable to the reader and draw more attention to the detail than having an overabundance of description. If your sentences are hitting overload with descriptors, change your verbs. Instead of ​walking stealthily, maybe the person slunk around the corner. All in all, never be afraid of revision, which can bring out the best in your writing.

Subprime Crisis and Oil Prices Essay Example | Topics and Well Written Essays - 2500 words

Subprime Crisis and Oil Prices - Essay Example But since interest rates rose and the worth of houses dropped in the last two years in the crisis country, refinancing has become more difficult, leading to more instances of foreclosures and defaults. According to RealtyTrac (2008), about 1.3 million housing properties in the U.S. became subject to foreclosure in 2007, which is about 79 percent higher than in 2006. O Fineman, J & Keoun, B (2008) and Onaran (2008) said that about $435 billion was reportedly lost by several banks and financial institutions. A series of market interventions were attempted to bail out some firms, even presenting a $700-billion proposal to the U.S. Congress this month aimed at stimulating their economy and positively inspire the financial market. Just recently, the U.S. House of Representatives controversially rejected the bill, but leaders said they will revise the proposal. The Associated Press (2007) said the value of U.S. subprime mortgages was estimated at $1.3 trillion as of March 2007. Moreover, about 16 percent of subrpime loans with adjustable rate mortgages were 3 months delinquent or currently in foreclosure proceedings as of October 2007, according to Bernanke (2007). According to Duhigg (2008), the U.S. ... According to Duhigg (2008), the U.S. mortgage market might just be estimated at $12 trillion, about ten percent of which is either delinquent or in the midst of foreclosure. Wilson (2007) and Shostak (2007) said there are three types of speculative borrowing that helped accumulate debt, specifically in the subprime mortgage crisis: first is the "hedge borrower" who intends to pay from other investments; second is the "speculative borrower" who believes that they can have service interest on the loan and even continually roll over the principal into new investments; and third, the "Ponzi borrower" who relies on the appreciation of their assets' values to pay-off their debt or loan. Of course the best way to discuss things is to put the listener or the reader in the shoes of the person experiencing the situation being discussed. Say your neighbor is facing a foreclosure, you'll probably think that it should not concern you. I'd say, think again. According to Greer (2008), if there is a foreclosure in your neighborhood, even if you are not struggling to pay the mortgage in your home, it might still cause trouble to you and your property. He said there is a number of reasons why a person should help his or her neighbor avoid foreclosure while you still can. To put it more bluntly, if you live in a neighborhood that has had many foreclosures, your own property value could be at a standstill or worse, dropped proportionally. Greer (2008) further said that "as foreclosures spike, gang activity and crime accompanies the problem hand in hand." According to studies, every 1 percent increase in foreclosures, there is an associated and accompanied 2.23 percent increase in violent crime and problems. Some examples of the impact of

Gender Issues Essay Example | Topics and Well Written Essays - 500 words - 1

Gender Issues - Essay Example Gender Issues: Basically the story is about a little boy who is depicted as a "typical" little boy. Of course this is a stereotype, because his room is messy, his hair is tussled and many of his toys are on the floor. On the second page, there are three boys sitting at the table and they receive boy toys (a Corvette Sting Ray car kit and a Junior Undercover Agent code ring) in their cereal boxes. In the next pages a mother is driving the kids to school and there is only one girl seen in the entire book. There is a female teacher, an din Alexanders classroom, there are only two girls; there is one girl of color and all the rest of the children are Caucasian. On the next two pages, there are four girls and three boys; there is one boy of color. The next two pages have a girl and three boys, one of the boys is a boy of color. In the dentists office, the dentist is male, and it is the mother who brings the kids to the dentist. On the next two pages, there are only boys. The boys get into a small fight and it is mother who breaks them up. The next two pages show three male children. Towards the end of the book, we finally se a father. It is very apparent that the father is the "bread winner" and the mother is the homemaker. This is shown because dad is in a suit and tie and working in an office. The kids mess up his office and his reaction is "please dont pick him up anymore". This shows that the father does not take equal care of the boys. The story portrays a traditional family with mom taking care of the kids and the home. The father is at work in an office so he is the one who makes money for the family. The written depictions are about Alexander and his day so Alexander is spotlighted. Personal view: Alexander and the Terrible, Horrible, No Good, Very Bad Day is a hilarious book. There is charm and with in it. I particularly liked that Alexander was always wanting to move to